Conservative Investing

Conservative investing is an investment strategy focused on preserving capital and minimizing risk. Investors following this strategy prioritize stability and seek to avoid significant losses, often favoring low-risk assets such as government bonds, high-quality corporate bonds, and blue-chip stocks with consistent dividends. The goal of conservative investing is to achieve modest, steady returns while protecting against market volatility and minimizing exposure to high-risk investments.

Example

A conservative investor might allocate the majority of their portfolio to U.S. Treasury bonds and blue-chip dividend-paying stocks to ensure a stable return with minimal risk.