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Equifax

Equifax is one of the three major credit reporting agencies in the United States, alongside Experian and TransUnion. It collects and maintains information on over 800 million consumers and 88 million businesses worldwide. Equifax provides credit reports, scores, and other related services that help lenders assess the creditworthiness of potential borrowers. In addition to its credit reporting services, Equifax offers identity protection, fraud prevention, and credit monitoring solutions for individuals and businesses.

Example

A bank might use Equifax credit reports to evaluate the creditworthiness of a loan applicant before approving a mortgage.

Key points

• One of the three major U.S. credit reporting agencies.

• Collects and maintains credit information on consumers and businesses.

• Provides credit scores, identity protection, and fraud prevention services.

Quick Answers to Curious Questions

Equifax is a credit reporting agency that provides credit reports, scores, and related services to consumers and businesses.

Equifax gathers data from financial institutions, lenders, and public records to create credit reports.

Equifax offers credit reporting, identity protection, fraud prevention, and credit monitoring services.

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